Whether you are looking for a car for your family or a heavy-duty truck for yourself, we always have the perfect vehicle for you. Call our dealership in Toledo, Ohio, at (419) 729-2688 or our cell number (419) 290-1993 to learn more about our selection of used cars, trucks, and SUVs.
An Established Dealership - Randy Shirk's Northpointe Auto Sales has been providing the Toledo community with quality pre-owned automobiles since 1991. Additionally, our team is backed by more than 32 years of hands-on experience in the auto sales industry. You can always count on us to find the right deal for you.
Used Vehicles - Randy Shirk's Northpointe Auto Sales is a fully stocked auto dealership that carries an excellent assortment of used vehicles, including cars, trucks, vans, and SUVs of every size. All our vehicles are highly affordable, with convenient financing options available to qualified buyers. Contact us today to learn more about our selection of quality pre-owned vehicles.
A Legacy of Greatness - Owner Randy Shirk has been selling vehicles in the Toledo area for more than three decades. During this time, he has sold top-quality cars, trucks, and SUVs to more than 5,000 satisfied customers. Visit us today to find the vehicle of your dreams.
At Randy Shirks Northpointe Auto Sales, the Guaranteed Credit Approval Program is designed to take the stress and uncertainty out of car buying, especially for customers who have struggled with financing in the past. Whether you have bad credit, no credit, or a limited credit history, this program focuses on getting you approved based on your current situation, not just your past. By specializing in bad credit car loan financing approval, the team works directly with you to create a realistic path to vehicle ownership, often when traditional lenders have said no. It’s a practical, customer-focused approach that helps more drivers get behind the wheel while also giving them an opportunity to rebuild their credit over time.

At Randy Shirk's Northpointe Auto Sales, we have financing options for all credit types and we can get you approved for an auto loan with no problem, even with a bad credit score!
We are a fully-stocked auto dealership that carries an excellent assortment of used vehicles, including cars, trucks, vans, and SUVs of every size.
Each vehicle in our inventory goes through a rigorous inspection process to ensure it is in the best condition before purchase.
Customer satisfaction is what we do best. Come in today and see for yourself why so many people choose us!
We want to hear about your experience at our dealership. Let us know how we did, we would love to hear from you!
Owner Randy Shirk has been selling vehicles in the Toledo, Ohio area for more than three decades, and has sold top-quality vehicles to more than 5,000 satisfied customers. Visit us today to find the vehicle of your dreams!
Fill out our quick and easy credit application to get Guaranteed Credit Approval fast, with our Guaranteed Credit Approval Program!
Fill out our quick and easy credit application to get approved fast!
Take a look for yourself and browse through the vast selection of vehicles that have recently been added to our inventory.












































Get you approved and driving today!
Randy Shirk's Northpointe Auto Sales has the finance programs to get you on the road, even with less than perfect credit.
We are here to make your car buying experience convenient and hassle free.
| Mon: | 9:00am - 5:30pm |
| Tue: | 9:00am - 5:30pm |
| Wed: | 9:00am - 5:30pm |
| Thu: | 9:00am - 5:30pm |
| Fri: | 9:00am - 5:30pm |
| Sat: | 9:00am - 3:00pm |
| Sun: | By Appointment |
The main goal of the guaranteed credit approval program is simple: make sure more people can get approved for a vehicle. Whether someone has bad credit, no credit, bankruptcy in their past, or just a limited credit file, the guaranteed credit approval system is structured to work with nearly every situation. Instead of relying solely on outside banks with strict requirements, the dealership takes a more personalized approach to financing. That means the guaranteed credit approval process evaluates each customer based on their current ability to pay, not just a credit score.
One of the biggest advantages of the guaranteed credit approval program is accessibility. Many customers walk in feeling discouraged after being turned down elsewhere, but the guaranteed credit approval structure is built specifically for those situations. By offering in-house and special finance options, the dealership can often secure approvals that traditional lenders would not consider. This makes the guaranteed credit approval program especially valuable for first-time buyers or those rebuilding their financial standing.
Another important benefit of the guaranteed credit approval system is the opportunity to rebuild credit over time. Every on-time payment made through the guaranteed credit approval financing plan can help customers improve their credit profile. This turns the car buying process into more than just a purchase—it becomes a step toward long-term financial recovery. The guaranteed credit approval program is not just about getting a car today, but also about creating better opportunities for tomorrow.
Customers also appreciate that the guaranteed credit approval process is straightforward and transparent. Instead of complicated requirements or confusing approval steps, the dealership focuses on clarity and simplicity. The guaranteed credit approval team works directly with each buyer to structure payment plans that fit their budget, making it easier to stay on track. This personalized approach is a major reason the guaranteed credit approval program continues to stand out in the automotive financing space.
In addition, the guaranteed credit approval program helps eliminate much of the stress associated with car shopping. Buyers don’t have to worry about multiple rejections or uncertain outcomes. The guaranteed credit approval process is designed to provide answers quickly and help customers move forward with confidence. For many people, this creates a much more positive and supportive car buying experience.
Ultimately, the guaranteed credit approval program at Randy Shirks Northpointe Auto Sales is about opportunity, accessibility, and trust. By prioritizing real-world situations over strict credit scoring systems, the guaranteed credit approval approach opens doors for customers who might otherwise be left without options. Whether someone is rebuilding credit, starting fresh, or simply looking for a dealership that understands their situation, the guaranteed credit approval program offers a clear path forward.
For anyone struggling with credit challenges, the guaranteed credit approval system provides more than just financing, it provides a second chance. And at its core, that is what makes the guaranteed credit approval program such a valuable part of Randy Shirks Northpointe Auto Sales.
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